Appraisal services for Staten Island and Richmond County homeowners

Here are the top seven reasons why NY homeowners need Block Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NY divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Own a house in or near Staten Island, NY and need help deciding the price of it?
Contact Block Appraisals.

We at Block Appraisals understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a regular homeowner that most likely doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. Block Appraisals is qualified in helping homeowners just like you do away with undesirable PMI insurance.

Challenge Richmond county's assessment of your property

If you live in a local area that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Block Appraisals is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Block Appraisals can provide you with a professional appraisal to help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.